The access they kept. Now yours to choose.

Yes, anytime. No penalties. No questions asked.

Here's something to keep in mind: if you switch during a market dip, you might lock in a temporary loss. The best time to switch is when your goals change, not when the market moves.

Yes. Many people do.

Think of it like different accounts for different purposes: emergency fund in Safe Harbor, vacation savings in Goal Keeper, long-term wealth in Balanced Builder.

When market movements push your allocation off target (more than 10% drift), we notify you. For example, if your target is 60% stable and 40% growth, and market movements push it to around 55/45 or further, we let you know.

You'll see exactly what changed and why. Then you decide: approve the rebalance, or leave it as is.

We never move your money without your approval.

No. And anyone who guarantees returns is lying to you.

What we can tell you: we tested every strategy across nearly 4 years of real market data (May 2022 - December 2025). The numbers are based on what actually happened and thousands of Monte Carlo simulations.

These numbers help you compare strategies and understand the range of outcomes. They don't predict the future. Start with what you can afford to learn with.

This is a real risk. These systems are built on code, and code can have vulnerabilities.

We reduce this risk by only using systems that have secured billions of dollars for years, spreading your money across multiple independent systems, and monitoring for unusual activity continuously.

We can't eliminate this risk. No one can. But we can be honest about it.

The protocols behind every strategy are listed on this page with their names, chains, asset types, and track records. No signup required. No hidden information.

Sky SSR, Aave V3, and Compound V3 handle stable returns. Sanctum INF, Jupiter JLP, and Jito handle growth. Every strategy is a specific combination of these protocols with exact percentages shown on each strategy card above.

We chose these protocols because they're transparent, battle-tested, and you can verify everything yourself.

Because we want to protect you from yourself.

Full Throttle can lose most of its value. The requirements aren't there to exclude you. They're there to make sure you've thought it through: 6 months of experience, a minimum balance, a cap at 20% of your portfolio, and a 24-hour cooling period.

Your money is secured by you. Your wallet, your keys. No one at diBoaS can access your funds without your authorization.

That said, this isn't a bank account. Your funds work through automated systems built on code. The value can fluctuate, and you could lose some or all of your investment. There is no deposit insurance.

We show you both sides, the opportunities and the risks, always.

In stable strategies (Safe Harbor, Goal Keeper, Patient Builder, Steady Compounder, Yield Maximizer): the chance of total loss is extremely low. In nearly 4 years of testing and thousands of simulations, it didn't happen. But "extremely low" is not zero.

In growth strategies: the higher the growth percentage, the wider the range of outcomes. Full Throttle at 85% growth exposure has seen simulated drops exceeding 78%.

The risk is real. We don't minimize it. We help you choose the level that matches what you can handle.

A bank savings account is insured by the government (up to limits). Your money earns a fixed rate. The bank controls it.

diBoaS strategies use automated lending and staking systems. Returns are variable. Your money is not insured. You control it through your own wallet.

The trade-off: potentially higher returns, but you accept the risk that comes with a different kind of system.